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Jennifer Kirby
REALTOR®

221 Settlers Lane, Stephenson, VA 22656

$665,000
  • 221 Settlers Lane, Stephenson, VA 22656 Main Photo

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New to the Market ACTIVE
BEDS4 BATHS3 full SQUARE FEET3,020 MLS#VAFV2040732
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONWOODS MILL SCHOOLFREDERICK COUNTY PUBLIC SCHOOLS

Property Description

Spacious custom contemporary home set on 8.89 scenic acres, offering peaceful rural living just minutes from Winchester with convenient access to commuter routes. Designed and built by the original owner/architect, this property features 9+ ft ceilings with exposed wood beams, blending character and craftsmanship throughout. This 4-bedroom, 3-bath brick home offers wood and tile flooring throughout, a cozy living room with a wood-burning fireplace and forced air insert, and a spacious kitchen with ceramic tile countertops and ample workspace. The main level includes a primary suite with a jetted tub and separate shower, along with a guest bedroom for added convenience. Enjoy the outdoors from the covered front and rear porches or relax on the brick patio overlooking the surrounding acreage. Additional features include two water heaters, an owned 500-gallon underground propane tank, and septic pumped in 2025. High-speed internet is available. Seller is in the process of dividing the land and establishing an easement—see attached plat for details. Septic system is designed for <#BR.

221 Settlers Lane | MLS# VAFV2040732

This single family home located at 221 Settlers Lane, Stephenson, VA 22656 is currently listed for sale with an asking price of $665,000. This property was built in 1989 and has 4 bedrooms and 3 full baths with 3020 sq. ft. Settlers Lane is located in the WOODS MILL subdivision within the FREDERICK COUNTY PUBLIC SCHOOLS school district. Search WOODS MILL real estate on jkirby.montaguemiller.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central A/C
Fireplaces: 1
Fuel Type: Propane - Owned
Heating: Forced Air, Wood Burn Stove
Home Style: Contemporary
Lot Size: 8.89 Acres
Stories: 2.0
Taxes: $3,951
Year Built: 1989

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dryer, Washer, Dishwasher, Refrigerator, Stove
Days on Site: 6
Exterior: Brick
Fireplace: Wood
HOA Fee: $300.00/Annually
Lot Dimensions: 8.89 Acre(S)
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Bedroom 4,Kitchen, Den, Foyer, Laundry, Recreation Room, Primary Bathroom, Full Bath
Sewer: On Site Septic, Septic < # of BR
SQFT Above Finished: 3020
SQFT Total Finished: 3020
Structure Type: Detached
Water: Well

Local Schools

High School: MILLBROOK
Middle School: JAMES WOOD
Elementary School: STONEWALL
School District: FREDERICK COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: RE/MAX Roots
Agency Phone: 5406867362

Shown By

Agent Name: Jennifer Kirby
Agent Phone: (434) 806-8964
Agency Title: Montague Miller & Co. Realtors

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Estimated Payment

$ 2,003.21 per month $1,480.00 Principal & Interest $329.25 Property Tax $193.96 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/29/2026. The listing information on this page last changed on 04/29/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 04/29/2026 1:42:39 AM EST) or CAAR MLS (last updated Tue 04/28/2026 11:10:09 PM EST) or Staunton MLS (last updated Tue 04/28/2026 11:40:15 PM EST) or HRAR MLS (last updated Tue 04/28/2026 11:28:34 PM EST) or Lynchburg MLS (last updated Wed 04/29/2026 12:32:27 AM EST) or Rockbridge, Lexington, Buena Vista MLS (last updated Tue 04/28/2026 4:00:21 PM EST) or Bright MLS (last updated Wed 04/29/2026 12:37:38 AM EST). Real estate listings held by brokerage firms other than Montague Miller & Co. Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agency License Information: Montague, Miller & Co. is licensed in the state of Virginia.


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